Transfer between cards of different banks. Methods of transferring money from one Belarusbank card to another Using a phone

Owners of payment cards are often faced with the need to send money to the cards of other users. And all banks provide their clients with this opportunity. Therefore, today it is very easy to transfer money from a Belarusbank card to a Belarusbank card. You can choose any method and spend just a few minutes.

Is it possible to transfer money from a Belarusbank card to a Belarusbank card?

Belarusbank is one of the largest institutions in Belarus, serving thousands of clients. The bank provides cardholders with a huge number of different services, including transferring funds from one card to another. This applies not only to Belorusbank credit cards, but also to others.

You can transfer the required amount to Agroprombank or Belagroprombank, as well as for Sberbank, which operates not only in Russia, but in Belarus and Ukraine. Becoming a client of this financial institution is very simple. All you need to do is open an account and link a card to it. After this, you should connect SMS banking and register on the bank’s official website. This needs to be done as quickly as possible so that you can carry out financial transactions without visiting the bank.

General information on translations

If a cardholder needs to send a certain amount of money to another user's card, he can use several methods. Belarusbank provides its clients with the following methods for sending funds:

Internet banking;
M-banking;
information kiosk;
ATM.

The transfer must be subject to certain rules and conditions set by the bank. First of all, we are talking about the commission that is charged to each payer.

Popular methods and instructions for them

If the sender has access to the Internet, he can transfer money online. Transfer funds via Internet banking allows you to complete the procedure in a few minutes. All you need to do is register on the bank’s website and gain access to your Personal Account. The instructions are as follows:

You can very easily transfer the required amount in cash using an information kiosk. To do this, the sender needs to do the following:

Open menu.
Find the “Cash Transactions” section.
Specify the recipient's card, amount and other data.
Insert money into the device.
Click "Pay".

But you can send money from a Belarusbank card through a regular ATM. The payer's action algorithm is as follows:

You need to insert your credit card into the device and enter your PIN code.
In the menu that opens, select the “Translation” section.
Then you should indicate the card to which the funds will be transferred.
Enter the credit card number and expiration date.
Specify the amount.
Confirm the operation.

This transaction can be carried out very easily without using a credit card. Belarusbank card holders also have access to a service like M-banking. In order to start using it, you need to:

Connect SMS banking to your card.
Download and install a special application on your smartphone.
Register.
Enter credit card details.

Note: you need to pay extra for using M-banking. The cost depends on the selected package (validity period – 1 month).

To transfer the required amount, the payer should:

Log in to the application.
Open the “Popular Payments” section.
Go to “Money transfers”.
Select the currency, recipient's card and its expiration date.
Specify the transfer amount.
Confirm the transaction.

The system will automatically calculate and indicate the commission that needs to be paid to the sender. All these methods are available thanks to ERIP. The transfer can be made at any bank branch. To do this, the user only needs to take a passport, card and contact a Belarusbank consultant. The only drawback of this method is the large amount of time that needs to be spent visiting the department.

Restrictions and limits

To transfer money between your cards, the owner does not need to pay a commission. But if the Belarusbank card belongs to another person, then the sender must pay a commission of 1.5% of the amount. If the recipient is a card holder of another banking institution, the additional fee will be 2.5%. As for the amount limit, there is none. The main thing is that the sender takes into account the commission.

How to transfer money from a Belarusbank card to a card of another bank

In order to transfer money from card to card of different banks, a Belarusbank client can use standard methods. The only difference is the commission, which in this case is usually higher. But you can send money to a Sberbank card or transfer funds to a card Belagroprombank, Belgazprombank, Belinvestbank, etc.

How to transfer money from your phone to a Belarusbank card

A bank client can top up another user’s card account from a phone only if he uses the appropriate application or browser. It is impossible to transfer money from your phone balance or simply via SMS message. The fact is that Belarusbank does not provide clients with such an opportunity.

Balance check

The time frame for transferring funds from one card to another may vary. It depends on many factors, including weekends, etc. If a transaction is carried out between cards of the same banking organization, then most often the required amount is credited to the account instantly. If these are different institutions, then the funds may appear on the plastic balance in 5–15 minutes. In addition, banks reserve the right to make transfers within 3 business days.

In order to check your credit card balance, you must use the following methods:

Connecting SMS banking. The user learns about any transactions with the card through messages from the bank.
Call the operator. Any bank client can call the hotline and find out all the information he is interested in.
Check your balance at an ATM. You need to insert the card into the device, specify the PIN code and check the account balance.
Find out your account status through Internet banking.

If you need to block your Belarusbank card, a person can simply call the operator and, after a short procedure, block access to it. This operation is possible even if the client uses Internet banking.

Help: to unblock the plastic card, you need to go to the nearest bank branch and then write an application.

When choosing the method by which money will be sent to Belarusbank, it is important to take into account the commission. It’s standard, and you don’t need to calculate anything yourself. The system, whether it is a transfer via the Internet or an ATM, will automatically determine the amount of the additional fee. In all other respects, the procedure for sending money occurs without any particular difficulties.

Internet banking has long ago become an integral part of anyone who uses plastic cards. It is with this service that you can use all the functionality of Belarusbank banking. Namely: pay utility bills, transfer funds to another account, top up your mobile phone and much more. And all this without leaving home. Therefore, in this article we will talk exactly about how to transfer money through Belarusbank Internet banking to another card. All you need for this is a computer with Internet access, and of course the necessary amount of money to complete the transaction.

Belarusbank - money transfer via Internet Banking.

In order to transfer funds from Belarusbank to another card account through the Internet banking system, you must comply with a certain number of rules. This operation is very simple, you just need to strictly follow the further instructions.

Keep in mind that if you make a transfer at Belarusbank to another person, you will have to pay a small commission of 1.5%, but if to another bank, the percentage may rise to 2.5%.

Algorithm of transfer actions in Belarusbank Internet banking:

Log in to your account using your username and password;
Go to the “Transfers and Payments” section;
Click on the line “Transfer funds”;
Select the card from which funds will be debited;
Maintain the recipient's details;
Indicate the required amount;
Recheck the entered data;
Click on the “Pay” button.

If you plan to transfer money to this card account in the future, you can save the entered data in the “Template”. This way, the next time you transfer, you won’t have to enter the data again.

The advantage of transferring funds through the Internet banking system in Belarusbank is that there is no need to visit bank branches or search for an ATM. You can pay for any services without leaving your home.

Limits and commission for transfers in Belarusbank.

In accordance with the requirements of the international payment system, the maximum number of transactions between Mastercard and Visa cards per day is 5, in 4 days – 15, per month – 60.

The transaction fee is:

Conclusions

Making a money transfer at Belarusbank through the Internet banking system is not only very simple, but also convenient. Each cardholder must necessarily connect to this service and use all its capabilities to the fullest.

The “Magazine” section pleasantly surprised me with its simplicity and information content. By default, all transactions are displayed, and if you need to select, for example, only payments, then just click on the icon of the same name at the top.

Go to the "Contacts" section.

An interesting feature of the application is that if you move the screen to the right, an information page will open with a convenient search for ATMs, payments, currency exchange, services and even discounts.

True, unlike the Discount Search service, all discounts on all cards are shown here. And in order to find discounts for our card, we need to randomly click on retail items and read for which card and what discounts are provided.

And although all banks are in the database, data on discounts can only be found on Belarusbank cards.

Also, in this “secret” section (“secret” because there are no prompts like “arrow” or “displaying information in the main menu”) there is a “Search for the best rates” among banks and a Belarusbank news feed.

Let's take a closer look at the "Courses" section, because this information is always relevant for the residents of our country. Weather and the dollar exchange rate are eternal topics :)

The application searches for exchange rates not only of Belarusbank, but also of other financial and credit institutions, indicating the location on the map and opening hours. True, there are only dollar and euro rates, as well as conversions. There are no 22 exchange rates, as in the application "Currency rates Belarus infobank".

The application has a locator for finding ATMs, information kiosks and branches. By default, this service shows the nearest cash desks, ATMs, and so on. There is also a filter here, using which you can even find those ATMs that dispense not only Belarusian rubles, but also dollars or euros.

This is a very convenient tool for finding an ATM, information kiosk or branch. Please note that the application contains data for all banks. But either this “add-on” is not perceived by the application as its own part, or it is some kind of bug in the program, but when we pressed the “Back” button, we were again thrown into the window for entering our favorite password: (This is already real pisses me off.

If you slide the main screen to the left, another section opens - “Favorites”, in which you can find operations added to this section.

Time to collect stones... uh, not that :) Time to sum up the results of working with the mobile application from Belarusbank.

In short, I liked the app. Functional, simple and trouble-free.

Now we count the number of points:

Performance applications- not a single error during operation - 5 points.

Functionality is a fairly functional application. But such a simple and necessary operation as transferring money from your deposit to your card cannot be done:-(Well, auto-pay for phones only is not enough. We are really looking forward to auto-pay for utilities. Special thanks for the checks and statements by e-mail — 4 points.

Usability— “hidden” sections, the inability of the user to configure the time the application is active and manually entering data that is already in the application, as well as repeated “throwing out” to the page for entering a password from a service with an ATM locator — all this reduced the score by 1.2 points — 3,8 points.

Design- nice light background, icons with captions, large and readable fonts - you can, of course, better develop a unified style, make more beautiful icons and general design, but overall - very good - 4,4 points.

The result of testing the mobile application from Belarusbank is 17.2 points out of 20 possible.

Mobile application evaluation criteria:

1. Performance. We evaluate how fast and well the application works, how it processes payments, shows ATMs and branches, and performs the functions for which it was created.

2. Functionality. We evaluate how many different convenient functions that make life easier are implemented in the application. The maximum number of points is 5.

3. Usability. We evaluate ease of use. Can the user find the information or service he needs without lengthy searching? Is there a clear logical connection between the section title and its content? The maximum number of points is 5.

4. Design. We evaluate the colors of the application, the size and readability of the font, and the “responsiveness” of the buttons. The maximum number of points is 5.

The maximum possible score is 20.

One of the most popular banking operations is transfer from card to card of Belarusbank. And it’s true - not everyone has the opportunity to transfer an amount in cash, especially when the other person is in another city, country or even continent.

Belarusbank is a modern company that has at its disposal tools that provide customers with fast and high-quality service. Let's discuss whether it is possible to make money transfers in the system of this bank.

Methods of transferring money from card to card of Belarusbank

I would like to note that the process of transferring funds between cards doesn't take much time. Therefore, even in the most emergency situation, when you need to urgently transfer the necessary amount, you can completely rely on it.

For the operation at your disposal there are four options, which will be discussed below.

Money transfer from card to card via Internet banking

Banking online now very common among users of banking services. And there is something to appreciate it for, because through it you can carry out many different operations, without visiting a bank branch:

Replenishment of card and current accounts by non-cash method.
Connecting and disabling additional services.
Ordering plastic release.
Make payments inside and outside the bank.
Transferring funds, including international ones.
Open a deposit account.
Applying for .

Let's take a closer look at fund transfers. This is the fastest and most effective way to top up the card of any resident of the Republic of Belarus; the bank also charges a very small commission for the service - about 1.5% of the amount movement. And the client makes transfers between his own cards without commission.

Please note: P2P credit error when transferring funds

In Internet banking it is possible to make money transfers:

Between your card accounts.
To the card of another client of JSC JSB Belarusbank.

The operation can be performed not only in Belarusian rubles, but also in other currencies. In order to use the service, necessary:

Step 1

In the main menu select section"Payments and transfers".

Step 2

From the list that appears, go to “Transfer of Funds”.

To make a transfer from your card, activate it in the list provided, and then you need to enter the number and expiration date of the card to which you want to transfer money.

After all the manipulations, you need to confirm your intention to carry out the operation by clicking the “Continue” button, after which you receive automatic offer about establishing regular status for it. This function allows you not to bother with entering the data of the required plastic.

Video on the topic:

How to transfer money to a card via M-banking?

It works on platforms:

Android.
Windows Mobile.

Another clear advantage of M-banking is its mobility - you can make a transfer to another Belarusbank card in a matter of minutes and at the same time you don’t have to be at the computer.

To make it easier for you to navigate the functionality, we decided to introduce you to very simple instructions:

First you need to log in, and then find in the main menu“Popular payments”, where the “Money transfer” section will be available.
From the list provided you select required type of card account.
The bank always informs its customers about the conditions of its products, therefore, before conducting a funds transfer operation should be read with the rules and prices for this action in the Belarusbank system.
The next step is to fill in the details of the payment card to which the money will be credited, namely 16 digits and expiration date.
Activating the button“Translate”, you launch the translation mechanism into action.

Photo instructions:

How to transfer funds from your card to another through an information kiosk?

Are you familiar with the situation when one of your relatives tells you that he urgently needs money? What would you do in such a situation? We think that many of you would rush to look for the nearest branch to stand in line at the cash register and put cash on the desired card. Is it true? Of course, this is one of the best options, but we advise you to use the services of an information kiosk and the ERIP system.

If you decide to use it, then its working procedure is as follows:

Insert plastic into the card slot.
Activate the action by typing the PIN code from the card on the keyboard.
On the screen, activate the “Transfer Funds” option.
Enter the recipient's details for the bank transfer ( number and expiration date his cards).
Agree to payment commission and confirm the transfer operation.

Step-by-step instruction:

Transfers "Strizh" in Belarusbank

The Strizh transfer system can be used by any bank client. This system is Belarusian analogue of world-famous translations such as Western Union.

To transfer using this system need to contact to the manager of any Belarusbank office who will help you:

Fill in information about the recipient.
Will check your passport details.
Will direct you to the cashier to deposit the funds that will be transferred.

The result of the entire operation is the issuance of a check with a transfer control code, which must be transferred to the recipient.

The recipient for his part must contact to the operator responsible in the Strizh system and name the code, which is assigned to the transfer of funds.

How to transfer money from Belarusbank to the plastic card of a client of another bank?

Software package of the Russian Alfa-Bank entitled card2card will easily transfer the required amount from Belarusbank to a client of Russian banks. Usually most often this service used to transfer funds to Sberbank cards in Russia.

Please note that before using the Alfa-Bank program, you must activate 3D Secure.

How to make a transfer to Belarusbank from other banks?

Users of banking services in the Republic of Belarus have the opportunity to transfer money not only from Belarusbank, but also in the opposite direction - from other banks to its clients.

let's consider a few examples.

From Belagroprombank and Belgazprombank to Belarusbank

All three services remote banking provide the ability to transfer money from the above-mentioned companies to card accounts in Belarusbank.

Belgazprombank service

Algorithm for performing an operation from any service almost the same. Thus, when replenishing a Belarusbank card from a card account at Belgazprombank, you can use an information kiosk, Internet banking or M-banking, where a simple mechanism is performed:

Go to the menu of any of the systems and select the “Transfer to bank card” section.
Select the item “To a Visa or MasterCard card of another bank.”
Enter the recipient's 16-digit plastic number and its expiration date.
Enter the transfer amount.
Confirm the transaction and receive a receipt in electronic form, which can be saved as a file and printed if necessary.

Any of the banks will require a fee, which will be 1.5% of the transfer amount.

From Belinvestbank to Belarusbank

Belinvestbank has its own interesting P2P service, which allows transfers between bank card accounts of clients throughout the country.

But to do this, the user must activate a service that will enhance the security of such transactions and limit the intervention of third parties. This function is called 3-D Secure. Without it, operations for transferring money to third-party resources will be blocked.

From BPS-Sberbank card to Belarusbank

The bank has similar systems for transferring money to cards of other banks, including Belarusbank. The most developed among them is Sberbank Online.

The system is also easy to operate, as in Belarusbank, and the sequence of actions when transferring to card accounts in other banks almost identical:

Authorization in the system.
Activate the “Transfer to a card of another bank” operation.
Enter the recipient's card details and the transfer amount.
Agree to the terms and carry out the operation.

The difference lies in the removal of a commission in the amount of 1.5%, but not less than 2 Belarusian rubles.

Transfer from Russia to Belarusbank using Alfa-Bank

To exchange funds between two neighboring countries (Russia and the Republic of Belarus), in addition to regular money transfers, you can use special service Alfa-Bank, which can help transfer funds from a neighboring country to the Republic of Belarus. The online service is called"Alpha click".

To use this system to transfer funds, in the transfers section need to choose"From card to card" and further point“To the card of any bank.”

There is also a commission and it amounts to 2%.

Conclusion

Today, plastic bank cards are not only a convenient wallet, but also an opportunity to quickly move money between customer accounts. Developed network of Belarusbank allows you to transfer money not only to internal accounts, but also to carry out mutual settlements with clients of other banks.

Is it possible to transfer money from a Belarusbank card to a Belarusbank card?

Belarusbank is one of the largest institutions in Belarus, serving thousands of clients. The bank provides cardholders with a huge variety of services, including transferring funds from one card to another. This applies not only to Belorusbank credit cards, but also to others.

You can transfer the required amount to Agroprombank or Belagroprombank, as well as to Sberbank, which operates not only in Russia, but in Belarus and Ukraine. Becoming a client of this financial institution is very simple. All you need to do is open an account and link a card to it. After this, you should connect SMS banking and register on the bank’s official website. This needs to be done as quickly as possible so that you can carry out financial transactions without visiting the bank.

General information on translations

If a cardholder needs to send a certain amount of money to another user's card, he can use several methods. Belarusbank provides its clients with the following methods for sending funds:

Internet banking;
M-banking;
information kiosk;
ATM.

The transfer must be subject to certain rules and conditions set by the bank. First of all, we are talking about the commission that is charged to each payer.

Popular methods and instructions for them

If the sender has access to the Internet, he can transfer money online. Transferring funds via Internet banking allows you to complete the procedure in a few minutes. All you need to do is register on the bank’s website and gain access to your Personal Account. The instructions are as follows:

It is very easy to transfer the required amount in cash using an information kiosk. To do this, the sender needs to do the following:

Open menu.
Find the “Cash Transactions” section.
Specify the recipient's card, amount and other data.
Insert money into the device.
Click "Pay".

But you can send money from a Belarusbank card through a regular ATM. The payer's action algorithm is as follows:

You need to insert your credit card into the device and enter your PIN code.
In the menu that opens, select the “Translation” section.
Then you should indicate the card to which the funds will be transferred.
Enter the credit card number and expiration date.
Specify the amount.
Confirm the operation.

This transaction can be carried out very easily without using a credit card. Belarusbank card holders also have access to a service such as M-banking. In order to start using it, you need to:

Connect SMS banking to your card.
Download and install a special application on your smartphone.
Register.
Enter credit card details.

Note: you need to pay extra for using M-banking. The cost depends on the selected package (validity period – 1 month).

To transfer the required amount, the payer should:

Log in to the application.
Open the “Popular Payments” section.
Go to “Money transfers”.
Select the currency, recipient's card and its expiration date.
Specify the transfer amount.
Confirm the transaction.

Restrictions and limits

How to transfer money from a Belarusbank card to a card of another bank

In order to transfer money from card to card of different banks, a Belarusbank client can use standard methods. The only difference is the commission, which in this case is usually higher. But you can send money to a Sberbank card or transfer money to a card of Belagroprombank, Belgazprombank, Belinvestbank, etc.

How to transfer money from your phone to a Belarusbank card

Balance check

In order to check your credit card balance, you must use the following methods:

Connecting SMS banking. The user learns about any transactions with the card through messages from the bank.
Call the operator. Any bank client can call the hotline and find out all the information he is interested in.
Check your balance at an ATM. You need to insert the card into the device, specify the PIN code and check the account balance.
Find out your account status through Internet banking.

Help: to unblock the plastic card, you need to go to the nearest bank branch and then write an application.

denegproff.com

How to transfer money from a Belarusbank card to a Belarusbank card

Clients of banking organizations may need to transfer funds from one plastic card to another. You can transfer money from one Belarusbank card to another using the Internet banking system, information kiosk or telephone. In each of the listed cases, a commission will be charged, its size depends on which method will be used.

Necessary conditions for transfer

When transferring finances from one card to another, certain conditions must be met, for example, if you transfer between cards belonging to the same person, then no commission payment will be charged. The operation is simple, you can use the instructions that will be discussed below.

If you need to transfer money to a plastic card issued by Belarusbank in the name of another person, then be prepared for a commission equal to 1.5 percent of the total amount to be charged. When the operation is carried out on a card issued by a third-party banking organization, for example, Belagroprombank or others, the amount of the commission payment increases to 2.5 percent.

To successfully complete a transaction, you need to have information regarding the recipient's card number. It consists of 18 or 16 digits. There must be sufficient funds in your account to take into account the commission payment.

Via Internet banking

You can transfer via Internet banking at any time when it is convenient. The service operates around the clock, and you do not need to leave your home or workplace to complete the transaction. Initially, you will need to go through the registration process on the bank’s website. You can do this using an ATM or terminal located in a branch of a banking organization. After this, you can start making the transfer.

To do this you need:

log in to your account;
enter login and password;
go to the “Transfers and Payments” section;
click on the line “Transfer of funds”;
choose between which cards you want to carry out the transaction;
enter the payment details of the recipient's card;
indicate the payment amount;
check the correctness of data entry;
press the “Pay” button.

If necessary, you can save the transaction template. This is required for those who perform the operations in question constantly. You will not need to enter your payment details each time; you will just need to log in and click on the name of the required template. The transfer of finances takes place within a few minutes.

Using your phone

You can transfer funds through an application developed for a mobile phone. The advantage of this method is that you can use it in any place convenient for you, in particular, you can be on the territory of Belarus or abroad, for example, in Russia. The service is available 24 hours a day.

The owner of the mobile phone initially needs to download the application. The official online store is used for this. Special attention must be paid to this, since otherwise the security of the transaction cannot be guaranteed.

The procedure for transferring finances looks like this:

open the application;
go through the authorization process by entering your login and password;
go to the “Transfers and Payments” section;
click on the line “Transfer of funds”;
choose between which means of payment the transaction will take place;
enter the recipient's card number;
indicate the payment amount;
check whether the form was filled out correctly;
press the “Payment” button.

Important! The commission payment is calculated automatically. If you transfer finances to another person, you will be charged 1.5 percent of the total amount.

Via information kiosk

To complete an operation through the information kiosks system, you will need:

Click on the “Cash Transactions” section in the menu;
indicate the card number of the person who will receive the transfer;
enter the expiration date of the plastic;
check whether the payment form was filled out correctly;
insert bills into the special receiver of the device;
press the “Payment” button;
receive a check.

You can use any kiosk where it is convenient for you. In this case, the commission is charged at the rate of 1.5 percent of the transfer amount. Please note that the minimum and maximum transfer amount is set, in the first case it is 1 ruble, in the second - 999.90.

What difficulties may arise

The main difficulties in this situation may arise due to the fact that finances can be transferred either within a few minutes or over several days. If you need to make a payment for a service or product before a certain point, it is better to pay in advance. Otherwise, the money may not reach the recipient's account on time.

platezhy.com

How to transfer money from a card to a Belarusbank card

Payment card users sooner or later need to transfer funds from their account to the card account of another client. For such cases, JSC ASB Bellarusbank has prepared several options for conducting the operation.

Terms of transfer between cards

Today, the bank has the opportunity to make transfers between cards issued only by Belarusbank; transfers to other cards are not yet available.

If you need to make such a transaction between your cards, then it is quite simple and will be completely free.

In other cases, a commission will be charged from you when performing a transaction:

when transferring to a Belorusbank card that belongs to a stranger, you will pay 1.5% of the amount of the transaction;
if you need to deposit money from an account issued by another bank, for example Priorbank or Belagroprombank, to your own in Belarusbank, it will cost you 2.5% of the amount.

For all cases, you will need to know the card number (16 digits) and its expiration date.

Translation methods

Internet banking remains the main and most popular today. Which allows you to make almost instant money transfers.

Similarly, you can make payments using SMS banking and TV Banking.

If you haven’t managed to register for Internet banking, then you can top up another person’s card using an information kiosk. The transfer operation will be similar to a simple account replenishment. After inserting your card, using the menu, select the option to top up another card and fill in the required fields.

mybelbank.info

Due to the transition of Belarusbank accounts to IBAN, many were unable to pay the loan on time

I hate going into debt! As my late grandfather used to say, you take other people’s money and give it your own... It’s easier for me to settle down somewhere, save, wait, and only then delight myself with the desired purchase. And yet I had to change my principles: our family failed to save up funds to purchase an apartment, so we had to take out a loan from a bank. For more than three years, we repaid the loan immediately after payday, without delays or procrastination, in the required amount - firstly, we dare to consider ourselves decent people who do not fool lenders by the nose. Secondly, I want to pay off my debt as quickly as possible. Problems arose at the end of June this year. For several days in a row, I honestly tried to pay the bank through online banking. The bank courageously resisted my efforts and did not take the money under various pretexts: they reported that the amount had not been accrued, the invoice had not been issued, etc. I was persistent and called the financial institution, where I learned that my difficulties were caused by the bank's transition to an international account number (IBAN) and bank identification code (BIC) structure.

Without a doubt, the transition to new personal account numbers in the IBAN format is a useful thing for the state as a whole, and for me in particular. It will simplify and speed up the processing of international payments in EU countries, will allow you to uniquely identify the payment participant, check the correctness of the account number before sending the payment, and reduce operational risks associated with incorrect execution of payments. In addition, IBAN will reduce costs when making cross-border payments. I believe that from now on I will be able to pay with a bank card when traveling abroad without any problems.